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Cyber Governance and Digital Financial Fraud Against Senior Citizens: Assessing India’s Regulatory and Institutional Framework

Vaibhav Sharma, Greater Noida Academy of Legal Studies and Research, Greater Noida

ABSTRACT
This article focuses on technology-enabled financial fraud in India and examines how criminals commit and organise these crimes. The article examines the provisions of the Information Technology Act, 2000, the Digital Personal Data Protection Act, 2023 (DPDP Act), and Maintenance and Welfare of Parents and Senior Citizens Act, 2007. The key findings focus on Financial scams like phishing and need for digital protection from crimes like Digital arrest. This article will provide insights into the efforts taken by international laws and agreements related to jurisdiction and will provide information on how Budapest convention and California consumer privacy act and GDPR that is of EU. These laws provide individuals with greater control over their personal data.

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